Baltimore Police Pension Fund
public plan · City of Baltimore · Rockville, MD
Funding History
What This Means for You
Baltimore Police Pension Fund is in excellent financial health at 85% funded. This means for every dollar the plan owes in future benefits, it has 85 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $1.2B | $1.4B | 84.8% | $43.6M |
| 2024 | $1.1B | $1.3B | 87.8% | $39.6M |
| 2023 | $1.1B | $1.4B | 76.9% | $37.6M |
| 2022 | $1.1B | $1.4B | 78.8% | $40.9M |
| 2021 | $1.0B | $1.3B | 78.2% | $33.8M |
Frequently Asked Questions
Baltimore Police Pension Fund is 85% funded, meaning it has 85 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.
Baltimore Police Pension Fund has 11,197 total participants, including 6,189 active employees and 5,008 retirees currently receiving benefits.
Baltimore Police Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.