Denver Fire & Rescue Pension Fund
public plan · City of Denver · Aurora, CO
Funding History
What This Means for You
Denver Fire & Rescue Pension Fund is 74% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $289.9M in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $838.4M | $1.1B | 74.3% | $52.1M |
| 2024 | $795.7M | $1.1B | 71.0% | $47.4M |
| 2023 | $787.1M | $979.0M | 80.4% | $59.0M |
| 2022 | $738.7M | $974.5M | 75.8% | $53.2M |
| 2021 | $717.7M | $853.4M | 84.1% | $45.8M |
Frequently Asked Questions
Denver Fire & Rescue Pension Fund is 74% funded, meaning it has 74 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.
Denver Fire & Rescue Pension Fund has 5,409 total participants, including 3,042 active employees and 2,367 retirees currently receiving benefits.
Denver Fire & Rescue Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.