Harley-Davidson Employees Pension Plan
corporate plan · Harley-Davidson · Carson City, NV
Funding History
What This Means for You
Harley-Davidson Employees Pension Plan is 75% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $1.6B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. PBGC coverage provides a backstop, but benefits could be reduced to PBGC maximums in a worst-case scenario. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $4.8B | $6.3B | 75.0% | $385.0M |
| 2024 | $4.5B | $5.8B | 76.9% | $293.9M |
| 2023 | $4.4B | $6.1B | 71.4% | $267.2M |
| 2022 | $4.2B | $5.5B | 76.8% | $330.8M |
| 2021 | $3.9B | $5.0B | 79.4% | $365.0M |
Frequently Asked Questions
Harley-Davidson Employees Pension Plan is 75% funded, meaning it has 75 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.
Harley-Davidson Employees Pension Plan has 23,796 total participants, including 8,609 active employees and 15,187 retirees currently receiving benefits.
Yes, Harley-Davidson Employees Pension Plan is covered by the Pension Benefit Guaranty Corporation (PBGC), which provides a backstop if the plan cannot pay benefits. The PBGC risk level is currently "moderate."
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.