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PensionWatch

Hartford Fire & Rescue Pension Fund

public plan · City of Hartford · Stamford, CT

ACTIVE
C
Pension Health Score
58/100
Funding Status78% Funded
0%80% threshold100%
$259.5M
Total Assets
$334.4M
Total Liabilities
$74.9M
Unfunded Liability
2,200
Participants

Funding History

What This Means for You

Hartford Fire & Rescue Pension Fund is 78% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $74.9M in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$259.5M$334.4M77.6%$13.6M
2024$257.8M$339.6M75.9%$10.3M
2023$237.6M$340.4M69.8%$12.9M
2022$226.0M$295.9M76.4%$12.1M
2021$228.3M$273.7M83.4%$11.1M

Frequently Asked Questions

Hartford Fire & Rescue Pension Fund is 78% funded, meaning it has 78 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.

Hartford Fire & Rescue Pension Fund has 2,200 total participants, including 794 active employees and 1,406 retirees currently receiving benefits.

Hartford Fire & Rescue Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.