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PensionWatch

Mississippi Public Employees Retirement System

public plan · State of Mississippi · Gulfport, MS

ACTIVE
C
Pension Health Score
55/100
Funding Status57% Funded
0%80% threshold100%
$31.1B
Total Assets
$54.7B
Total Liabilities
$23.6B
Unfunded Liability
322,134
Participants

Funding History

What This Means for You

Mississippi Public Employees Retirement System is 57% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $23.6B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$31.1B$54.7B56.8%$2.6B
2024$30.3B$49.6B61.1%$2.0B
2023$29.2B$56.2B52.0%$2.1B
2022$27.6B$45.5B60.8%$2.4B
2021$26.8B$50.2B53.3%$2.6B

Frequently Asked Questions

Mississippi Public Employees Retirement System is 57% funded, meaning it has 57 cents in assets for every dollar in future benefit obligations. This is significantly underfunded and participants should monitor the situation closely.

Mississippi Public Employees Retirement System has 322,134 total participants, including 144,492 active employees and 177,642 retirees currently receiving benefits.

Mississippi Public Employees Retirement System is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.