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PensionWatch

Ohio Police & Fire Pension Fund

public plan · State of Ohio · Cincinnati, OH

ACTIVE
C
Pension Health Score
55/100
Funding Status71% Funded
0%80% threshold100%
$19.0B
Total Assets
$26.8B
Total Liabilities
$7.8B
Unfunded Liability
51,602
Participants

Funding History

What This Means for You

Ohio Police & Fire Pension Fund is 71% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $7.8B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$19.0B$26.8B71.0%$893.9M
2024$18.7B$25.8B72.2%$845.9M
2023$18.0B$23.3B77.2%$1.0B
2022$16.4B$22.6B72.3%$789.0M
2021$16.3B$21.2B77.0%$742.9M

Frequently Asked Questions

Ohio Police & Fire Pension Fund is 71% funded, meaning it has 71 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.

Ohio Police & Fire Pension Fund has 51,602 total participants, including 25,715 active employees and 25,887 retirees currently receiving benefits.

Ohio Police & Fire Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.