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PensionWatch

Orange County Employees Retirement System

public plan · Orange County · San Diego, CA

ACTIVE
A
Pension Health Score
80/100
Funding Status74% Funded
0%80% threshold100%
$20.1B
Total Assets
$27.3B
Total Liabilities
$7.2B
Unfunded Liability
45,564
Participants

Funding History

What This Means for You

Orange County Employees Retirement System is in excellent financial health at 74% funded. This means for every dollar the plan owes in future benefits, it has 74 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$20.1B$27.3B73.6%$612.4M
2024$19.2B$25.7B74.8%$654.9M
2023$18.6B$26.5B70.2%$631.9M
2022$17.9B$25.4B70.6%$651.3M
2021$16.8B$26.4B63.7%$667.3M

Frequently Asked Questions

Orange County Employees Retirement System is 74% funded, meaning it has 74 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.

Orange County Employees Retirement System has 45,564 total participants, including 27,511 active employees and 18,053 retirees currently receiving benefits.

Orange County Employees Retirement System is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.