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PensionWatch

Phoenix Municipal Employees Retirement System

public plan · City of Phoenix · Tucson, AZ

ACTIVE
B
Pension Health Score
70/100
Funding Status82% Funded
0%80% threshold100%
$2.0B
Total Assets
$2.5B
Total Liabilities
$454.6M
Unfunded Liability
39,247
Participants

Funding History

What This Means for You

Phoenix Municipal Employees Retirement System is in good financial health at 82% funded. This means for every dollar the plan owes in future benefits, it has 82 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$2.0B$2.5B81.7%$120.0M
2024$1.9B$2.5B78.2%$123.1M
2023$1.9B$2.6B73.5%$124.4M
2022$1.8B$2.2B80.3%$149.5M
2021$1.7B$2.0B85.4%$126.2M

Frequently Asked Questions

Phoenix Municipal Employees Retirement System is 82% funded, meaning it has 82 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Phoenix Municipal Employees Retirement System has 39,247 total participants, including 15,239 active employees and 24,008 retirees currently receiving benefits.

Phoenix Municipal Employees Retirement System is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.