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PensionWatch

Providence Fire & Rescue Pension Fund

public plan · City of Providence · Providence, RI

ACTIVE
B
Pension Health Score
74/100
Funding Status65% Funded
0%80% threshold100%
$875.8M
Total Assets
$1.3B
Total Liabilities
$463.9M
Unfunded Liability
4,629
Participants

Funding History

What This Means for You

Providence Fire & Rescue Pension Fund is in good financial health at 65% funded. This means for every dollar the plan owes in future benefits, it has 65 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$875.8M$1.3B65.4%$38.9M
2024$868.9M$1.5B58.6%$31.6M
2023$834.4M$1.3B65.4%$37.4M
2022$760.1M$1.1B71.2%$33.8M
2021$736.5M$1.3B56.8%$41.6M

Frequently Asked Questions

Providence Fire & Rescue Pension Fund is 65% funded, meaning it has 65 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.

Providence Fire & Rescue Pension Fund has 4,629 total participants, including 1,633 active employees and 2,996 retirees currently receiving benefits.

Providence Fire & Rescue Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.