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PensionWatch

Providence Municipal Employees Retirement System

public plan · City of Providence · Cranston, RI

ACTIVE
A
Pension Health Score
83/100
Funding Status95% Funded
0%80% threshold100%
$1.7B
Total Assets
$1.8B
Total Liabilities
$84.1M
Unfunded Liability
14,478
Participants

Funding History

What This Means for You

Providence Municipal Employees Retirement System is in excellent financial health at 95% funded. This means for every dollar the plan owes in future benefits, it has 95 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$1.7B$1.8B95.3%$105.7M
2024$1.6B$1.7B96.1%$91.7M
2023$1.6B$1.7B97.4%$116.6M
2022$1.5B$1.5B97.4%$107.6M
2021$1.5B$1.6B94.9%$119.4M

Frequently Asked Questions

Providence Municipal Employees Retirement System is 95% funded, meaning it has 95 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Providence Municipal Employees Retirement System has 14,478 total participants, including 7,983 active employees and 6,495 retirees currently receiving benefits.

Providence Municipal Employees Retirement System is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.