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PensionWatch

Roofers Local 353 Pension Trust

multiemployer plan · Roofers Local 353 · Indianapolis, IN

ACTIVEPBGC Covered
A
Pension Health Score
81/100
Funding Status82% Funded
0%80% threshold100%
$305.2M
Total Assets
$371.7M
Total Liabilities
$66.5M
Unfunded Liability
13,439
Participants

Funding History

What This Means for You

Roofers Local 353 Pension Trust is in excellent financial health at 82% funded. This means for every dollar the plan owes in future benefits, it has 82 cents in assets to cover it. This plan is also covered by the PBGC, providing an additional safety net. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$305.2M$371.7M82.1%$13.6M
2024$296.3M$373.7M79.3%$13.5M
2023$289.6M$331.7M87.3%$12.7M
2022$276.1M$309.5M89.2%$17.0M
2021$259.9M$328.6M79.1%$12.3M

Frequently Asked Questions

Roofers Local 353 Pension Trust is 82% funded, meaning it has 82 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Roofers Local 353 Pension Trust has 13,439 total participants, including 7,210 active employees and 6,229 retirees currently receiving benefits.

Yes, Roofers Local 353 Pension Trust is covered by the Pension Benefit Guaranty Corporation (PBGC), which provides a backstop if the plan cannot pay benefits. The PBGC risk level is currently "low."

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.