Scottsdale Fire & Rescue Pension Fund
public plan · City of Scottsdale · Phoenix, AZ
Funding History
What This Means for You
Scottsdale Fire & Rescue Pension Fund is 74% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $174.6M in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $489.4M | $664.0M | 73.7% | $28.1M |
| 2024 | $483.2M | $694.2M | 69.6% | $25.5M |
| 2023 | $444.6M | $622.6M | 71.4% | $30.3M |
| 2022 | $441.0M | $574.2M | 76.8% | $27.8M |
| 2021 | $407.9M | $481.6M | 84.7% | $22.8M |
Frequently Asked Questions
Scottsdale Fire & Rescue Pension Fund is 74% funded, meaning it has 74 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.
Scottsdale Fire & Rescue Pension Fund has 4,455 total participants, including 1,679 active employees and 2,776 retirees currently receiving benefits.
Scottsdale Fire & Rescue Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.