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PensionWatch

Spokane Police Pension Fund

public plan · City of Spokane · Seattle, WA

ACTIVE
B
Pension Health Score
73/100
Funding Status78% Funded
0%80% threshold100%
$431.2M
Total Assets
$551.9M
Total Liabilities
$120.6M
Unfunded Liability
10,583
Participants

Funding History

What This Means for You

Spokane Police Pension Fund is in good financial health at 78% funded. This means for every dollar the plan owes in future benefits, it has 78 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$431.2M$551.9M78.1%$29.4M
2024$413.9M$581.3M71.2%$26.4M
2023$402.3M$485.2M82.9%$36.0M
2022$388.7M$504.2M77.1%$35.3M
2021$361.2M$488.1M74.0%$35.6M

Frequently Asked Questions

Spokane Police Pension Fund is 78% funded, meaning it has 78 cents in assets for every dollar in future benefit obligations. This is below the 80% threshold actuaries consider healthy, and may require increased contributions.

Spokane Police Pension Fund has 10,583 total participants, including 4,315 active employees and 6,268 retirees currently receiving benefits.

Spokane Police Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.