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PensionWatch

Stockton Police Pension Fund

public plan · City of Stockton · San Diego, CA

ACTIVE
C
Pension Health Score
53/100
Funding Status50% Funded
0%80% threshold100%
$216.4M
Total Assets
$432.1M
Total Liabilities
$215.7M
Unfunded Liability
6,869
Participants

Funding History

What This Means for You

Stockton Police Pension Fund is 50% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $215.7M in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$216.4M$432.1M50.1%$8.8M
2024$215.2M$384.3M56.0%$11.0M
2023$197.6M$401.6M49.2%$9.4M
2022$196.8M$373.4M52.7%$11.3M
2021$180.1M$395.0M45.6%$10.6M

Frequently Asked Questions

Stockton Police Pension Fund is 50% funded, meaning it has 50 cents in assets for every dollar in future benefit obligations. This is significantly underfunded and participants should monitor the situation closely.

Stockton Police Pension Fund has 6,869 total participants, including 4,440 active employees and 2,429 retirees currently receiving benefits.

Stockton Police Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.