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PensionWatch

Toledo Fire & Rescue Pension Fund

public plan · City of Toledo · Toledo, OH

ACTIVE
A
Pension Health Score
87/100
Funding Status84% Funded
0%80% threshold100%
$733.1M
Total Assets
$877.9M
Total Liabilities
$144.8M
Unfunded Liability
9,475
Participants

Funding History

What This Means for You

Toledo Fire & Rescue Pension Fund is in excellent financial health at 84% funded. This means for every dollar the plan owes in future benefits, it has 84 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$733.1M$877.9M83.5%$51.9M
2024$719.9M$879.0M81.9%$52.2M
2023$661.9M$838.9M78.9%$47.3M
2022$662.2M$807.5M82.0%$45.2M
2021$607.2M$790.6M76.8%$52.3M

Frequently Asked Questions

Toledo Fire & Rescue Pension Fund is 84% funded, meaning it has 84 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Toledo Fire & Rescue Pension Fund has 9,475 total participants, including 4,156 active employees and 5,319 retirees currently receiving benefits.

Toledo Fire & Rescue Pension Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.