UC Retirement Plan
public plan · University of California · San Diego, CA
Funding History
What This Means for You
UC Retirement Plan is in good financial health at 87% funded. This means for every dollar the plan owes in future benefits, it has 87 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.
Year-by-Year Funding
| Year | Assets | Liabilities | Funding Ratio | Contributions |
|---|---|---|---|---|
| 2025 | $77.7B | $89.4B | 86.9% | $4.4B |
| 2024 | $73.6B | $86.6B | 85.0% | $4.8B |
| 2023 | $71.7B | $80.7B | 88.8% | $4.8B |
| 2022 | $68.9B | $81.1B | 85.0% | $4.0B |
| 2021 | $66.7B | $71.7B | 93.0% | $4.1B |
Frequently Asked Questions
UC Retirement Plan is 87% funded, meaning it has 87 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.
UC Retirement Plan has 293,943 total participants, including 170,633 active employees and 123,310 retirees currently receiving benefits.
UC Retirement Plan is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.
The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.
Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.