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PensionWatch

State Universities Retirement System of Illinois

public plan · State of Illinois · Rockford, IL

ACTIVE
C
Pension Health Score
54/100
Funding Status45% Funded
0%80% threshold100%
$20.9B
Total Assets
$46.3B
Total Liabilities
$25.3B
Unfunded Liability
218,679
Participants

Funding History

What This Means for You

State Universities Retirement System of Illinois is 45% funded, which is below the 80% threshold that actuaries consider healthy. The plan has $25.3B in unfunded liabilities that must be addressed through increased contributions, investment returns, or benefit adjustments. Current participants should monitor this plan and consider supplemental retirement savings.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$20.9B$46.3B45.2%$1.4B
2024$20.3B$45.4B44.7%$1.5B
2023$19.2B$51.3B37.5%$1.1B
2022$19.0B$46.1B41.2%$1.2B
2021$17.8B$46.8B38.1%$1.3B

Frequently Asked Questions

State Universities Retirement System of Illinois is 45% funded, meaning it has 45 cents in assets for every dollar in future benefit obligations. This is significantly underfunded and participants should monitor the situation closely.

State Universities Retirement System of Illinois has 218,679 total participants, including 108,647 active employees and 110,032 retirees currently receiving benefits.

State Universities Retirement System of Illinois is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.