Pennsylvania Public School Employees Retirement System (PSERS) vs UFCW International Union Industry Pension Fund
Side-by-side pension health comparison from DOL and public plan data
Pennsylvania Public School Employees Retirement System (PSERS) and UFCW International Union Industry Pension Fund are meaningfully apart on the LakeQuality pension-health rubric: Pennsylvania Public School Employees Retirement System (PSERS) grades C while UFCW International Union Industry Pension Fund grades A. Funding ratios: 58% vs 86%.
UFCW International Union Industry Pension Fund comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.
Verdict
UFCW International Union Industry Pension Fund has a stronger Pension Health Score of 93/100 (A) compared to Pennsylvania Public School Employees Retirement System (PSERS) at 54/100 (C). Funding ratios differ by 28.1 percentage points (85.9% vs 57.8%). UFCW International Union Industry Pension Fund covers 365,494 participants.
| Metric | Pennsylvania Public School Employees Retirement System (PSERS) | UFCW International Union Industry Pension Fund |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 54/100 (C) | 93/100 (A)* |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 57.8% | 85.9%* |
| Total Assets | $72.0B | $5.2B |
| Total Liabilities | $124.6B | $6.0B* |
| Unfunded Liability | $52.6B | $848.9M* |
| Participants | 518,000 | 365,494 |
| 1-Year Investment Return | 5.1%* | 4.8% |
| Plan Type | public | multiemployer |
| PBGC Risk Level | high | low |
| Sponsor | State of Pennsylvania | UFCW International |
UFCW International Union Industry Pension Fund has a stronger Pension Health Score of 93/100 (A) compared to Pennsylvania Public School Employees Retirement System (PSERS) at 54/100 (C). Funding ratios differ by 28.1 percentage points (85.9% vs 57.8%). UFCW International Union Industry Pension Fund covers 365,494 participants.