UFCW International Union Industry Pension Fund vs Employees Retirement System of Texas (ERS)
Side-by-side pension health comparison from DOL and public plan data
UFCW International Union Industry Pension Fund and Employees Retirement System of Texas (ERS) are meaningfully apart on the LakeQuality pension-health rubric: UFCW International Union Industry Pension Fund grades A while Employees Retirement System of Texas (ERS) grades B. Funding ratios: 86% vs 70%.
UFCW International Union Industry Pension Fund comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.
Verdict
UFCW International Union Industry Pension Fund has a stronger Pension Health Score of 93/100 (A) compared to Employees Retirement System of Texas (ERS) at 66/100 (B). Funding ratios differ by 15.8 percentage points (85.9% vs 70.1%). UFCW International Union Industry Pension Fund covers 365,494 participants.
| Metric | UFCW International Union Industry Pension Fund | Employees Retirement System of Texas (ERS) |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 93/100 (A)* | 66/100 (B) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 85.9%* | 70.1% |
| Total Assets | $5.2B | $31.5B |
| Total Liabilities | $6.0B* | $44.9B |
| Unfunded Liability | $848.9M* | $13.4B |
| Participants | 365,494 | 327,000 |
| 1-Year Investment Return | 4.8% | 5.5%* |
| Plan Type | multiemployer | public |
| PBGC Risk Level | low | moderate |
| Sponsor | UFCW International | State of Texas |
UFCW International Union Industry Pension Fund has a stronger Pension Health Score of 93/100 (A) compared to Employees Retirement System of Texas (ERS) at 66/100 (B). Funding ratios differ by 15.8 percentage points (85.9% vs 70.1%). UFCW International Union Industry Pension Fund covers 365,494 participants.