Pension Plans in Georgia, Ranked by Health Score
Georgia has 4 pension plans covering 869,733 participants. The average funding ratio is 79.6%, ranking #19 among all states. 2 plans are underfunded.
Georgia has 4 pension plans in our dataset, ranked below by the LakeQuality pension-health composite. The score combines current funding ratio (50%), multi-year funding trend (30%), and PBGC risk classification (20%) into a 0-100 grade.
Top-of-list plans usually combine funded ratios at or above 90% with stable multi-year trajectories and low PBGC risk. Public-sector teacher and employee retirement systems dominate the top rankings in many states because their large asset bases support institutional investment management. Each plan below links to its full profile — multi-year funding history, participant demographics, sponsor financials where available, and the underlying factors driving the composite grade.
4
Total Plans
869,733
Participants
79.6%
Avg Funding
$108.8B
Total Assets
| # | Plan Name | Participants | Funding Ratio | Grade |
|---|---|---|---|---|
| 1 | Georgia Teachers Retirement System (TRS) | 405,000 | 77.4% | B |
| 2 | UPS Retirement Plan | 243,932 | 90.7% | A |
| 3 | Georgia Employees Retirement System (ERS) | 138,000 | 77.2% | B |
| 4 | Delta Air Lines Pilot Pension Plan | 82,801 | 100.0% | A |
Frequently Asked Questions
Georgia has 4 pension plans covering 869,733 participants, with combined assets of $108.8B against $136.7B in liabilities.
The average funding ratio across Georgia pension plans is 79.6%. 2 of 4 plans (50%) are considered underfunded.
Georgia Teachers Retirement System (TRS) is the top-rated plan in Georgia with a funding ratio of 77.4% and a Pension Health Grade of B.
Plans ranked by Pension Health Score: 50% funding ratio, 30% 3-year funding trend, 20% PBGC risk level.