Pension Plans in Ohio, Ranked by Health Score
Ohio has 5 pension plans covering 1,553,929 participants. The average funding ratio is 79.7%, ranking #18 among all states. 2 plans are underfunded.
Ohio has 5 pension plans in our dataset, ranked below by the LakeQuality pension-health composite. The score combines current funding ratio (50%), multi-year funding trend (30%), and PBGC risk classification (20%) into a 0-100 grade.
Top-of-list plans usually combine funded ratios at or above 90% with stable multi-year trajectories and low PBGC risk. Public-sector teacher and employee retirement systems dominate the top rankings in many states because their large asset bases support institutional investment management. Each plan below links to its full profile — multi-year funding history, participant demographics, sponsor financials where available, and the underlying factors driving the composite grade.
5
Total Plans
1,553,929
Participants
79.7%
Avg Funding
$229.8B
Total Assets
| # | Plan Name | Participants | Funding Ratio | Grade |
|---|---|---|---|---|
| 1 | Ohio Public Employees Retirement System (OPERS) | 762,000 | 82.5% | A |
| 2 | State Teachers Retirement System of Ohio (STRS Ohio) | 507,000 | 80.2% | A |
| 3 | School Employees Retirement System of Ohio (SERS) | 218,000 | 67.9% | B |
| 4 | Ohio Police & Fire Pension Fund (OP&F) | 56,000 | 73.8% | B |
| 5 | Procter & Gamble Retirement Plan | 10,929 | 99.4% | A |
Frequently Asked Questions
Ohio has 5 pension plans covering 1,553,929 participants, with combined assets of $229.8B against $288.2B in liabilities.
The average funding ratio across Ohio pension plans is 79.7%. 2 of 5 plans (40%) are considered underfunded.
Ohio Public Employees Retirement System (OPERS) is the top-rated plan in Ohio with a funding ratio of 82.5% and a Pension Health Grade of A.
Plans ranked by Pension Health Score: 50% funding ratio, 30% 3-year funding trend, 20% PBGC risk level.