Pension Plans in Tennessee, Ranked by Health Score
Tennessee has 3 pension plans covering 685,060 participants. The average funding ratio is 95.6%, ranking #3 among all states.
Tennessee has 3 pension plans in our dataset, ranked below by the LakeQuality pension-health composite. The score combines current funding ratio (50%), multi-year funding trend (30%), and PBGC risk classification (20%) into a 0-100 grade.
Top-of-list plans usually combine funded ratios at or above 90% with stable multi-year trajectories and low PBGC risk. Public-sector teacher and employee retirement systems dominate the top rankings in many states because their large asset bases support institutional investment management. Each plan below links to its full profile — multi-year funding history, participant demographics, sponsor financials where available, and the underlying factors driving the composite grade.
3
Total Plans
685,060
Participants
95.6%
Avg Funding
$92.4B
Total Assets
| # | Plan Name | Participants | Funding Ratio | Grade |
|---|---|---|---|---|
| 1 | Tennessee Consolidated Retirement System (TCRS) | 378,000 | 92.1% | A |
| 2 | FedEx Corporation Employees Pension Plan | 223,371 | 101.3% | A |
| 3 | International Paper Company Retirement Plan | 83,689 | 104.0% | A |
Frequently Asked Questions
Tennessee has 3 pension plans covering 685,060 participants, with combined assets of $92.4B against $96.6B in liabilities.
The average funding ratio across Tennessee pension plans is 95.6%. All plans are adequately funded.
Tennessee Consolidated Retirement System (TCRS) is the top-rated plan in Tennessee with a funding ratio of 92.1% and a Pension Health Grade of A.
Plans ranked by Pension Health Score: 50% funding ratio, 30% 3-year funding trend, 20% PBGC risk level.