Pension Funding Calculator
Enter your plan's current assets, liabilities, annual contribution, and assumed return rate to see projected funding ratios and estimate years to full funding.
$
Total market value of plan assets$
Present value of all promised benefits$
Expected annual employer + employee contributions%
Expected investment return rateCurrent Funding Ratio
71.4%
At current contribution and return assumptions, this plan reaches full funding in approximately 5 years.
Unfunded Liability$200.0M
Projected Ratio (5yr)102.6%
Projected Ratio (10yr)134.9%
Projected Ratio (20yr)206.3%
Years to Full Funding~5 years
This calculator uses simplified assumptions for educational purposes. Actual pension funding projections require detailed actuarial analysis accounting for mortality, salary growth, and benefit accrual patterns.
Data sources: User inputs · Standard actuarial projection methodology