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PensionRisk

Los Angeles County Employees Retirement Association (LACERA) vs Los Angeles City Employees Retirement System (LACERS)

Side-by-side pension health comparison from DOL and public plan data

Los Angeles County Employees Retirement Association (LACERA) (B) and Los Angeles City Employees Retirement System (LACERS) (B) are close on the LakeQuality rubric. Funding ratios sit at 75% and 76% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Los Angeles County Employees Retirement Association (LACERA) has a stronger Pension Health Score of 70/100 (B) compared to Los Angeles City Employees Retirement System (LACERS) at 70/100 (B). Funding ratios differ by 0.6 percentage points (75.2% vs 75.8%). Los Angeles County Employees Retirement Association (LACERA) covers 186,000 participants.

MetricLos Angeles County Employees Retirement Association (LACERA)Los Angeles City Employees Retirement System (LACERS)
Health Score
Composite of funding ratio, trend, and PBGC risk
70/100 (B)70/100 (B)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
75.2%75.8%*
Total Assets$73.5B$20.1B
Total Liabilities$97.7B$26.5B*
Unfunded Liability$24.2B$6.4B*
Participants186,00049,000
1-Year Investment Return6.1%*5.9%
Plan Typepublicpublic
PBGC Risk Levelmoderatemoderate
SponsorLos Angeles CountyCity of Los Angeles

Los Angeles County Employees Retirement Association (LACERA) has a stronger Pension Health Score of 70/100 (B) compared to Los Angeles City Employees Retirement System (LACERS) at 70/100 (B). Funding ratios differ by 0.6 percentage points (75.2% vs 75.8%). Los Angeles County Employees Retirement Association (LACERA) covers 186,000 participants.

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