Teacher Retirement System of Texas (TRS) vs Colorado Public Employees Retirement Association (PERA)
Side-by-side pension health comparison from DOL and public plan data
Verdict
Teacher Retirement System of Texas (TRS) has a stronger Pension Health Score of 72/100 (B) compared to Colorado Public Employees Retirement Association (PERA) at 61/100 (C). Funding ratios differ by 13.3 percentage points (78.1% vs 64.8%). Teacher Retirement System of Texas (TRS) covers 1,730,000 participants.
| Metric | Teacher Retirement System of Texas (TRS) | Colorado Public Employees Retirement Association (PERA) |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 72/100 (B)* | 61/100 (C) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 78.1%* | 64.8% |
| Total Assets | $193.0B | $58.0B |
| Total Liabilities | $247.0B | $89.5B* |
| Unfunded Liability | $54.0B | $31.5B* |
| Participants | 1,730,000 | 625,000 |
| 1-Year Investment Return | 6.1%* | 5.5% |
| Plan Type | public | public |
| PBGC Risk Level | moderate | high |
| Sponsor | State of Texas | State of Colorado |
Teacher Retirement System of Texas (TRS) has a stronger Pension Health Score of 72/100 (B) compared to Colorado Public Employees Retirement Association (PERA) at 61/100 (C). Funding ratios differ by 13.3 percentage points (78.1% vs 64.8%). Teacher Retirement System of Texas (TRS) covers 1,730,000 participants.