Vermont State Teachers Retirement System vs Vermont State Employees Retirement System
Side-by-side pension health comparison from DOL and public plan data
Vermont State Teachers Retirement System (C) and Vermont State Employees Retirement System (B) are close on the LakeQuality rubric. Funding ratios sit at 55% and 68% respectively — within a few points of each other.
With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.
Verdict
Vermont State Employees Retirement System has a stronger Pension Health Score of 66/100 (B) compared to Vermont State Teachers Retirement System at 53/100 (C). Funding ratios differ by 13.1 percentage points (67.9% vs 54.8%). Vermont State Employees Retirement System covers 22,000 participants.
| Metric | Vermont State Teachers Retirement System | Vermont State Employees Retirement System |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 53/100 (C) | 66/100 (B)* |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 54.8% | 67.9%* |
| Total Assets | $2.2B | $2.4B |
| Total Liabilities | $4.0B | $3.5B* |
| Unfunded Liability | $1.8B | $1.1B* |
| Participants | 27,000 | 22,000 |
| 1-Year Investment Return | 5.1% | 5.5%* |
| Plan Type | public | public |
| PBGC Risk Level | high | moderate |
| Sponsor | State of Vermont | State of Vermont |
Vermont State Employees Retirement System has a stronger Pension Health Score of 66/100 (B) compared to Vermont State Teachers Retirement System at 53/100 (C). Funding ratios differ by 13.1 percentage points (67.9% vs 54.8%). Vermont State Employees Retirement System covers 22,000 participants.