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PensionWatch

Fully Funded (100%+) Pension Plans

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Frequently Asked Questions

What does "Fully Funded (100%+)" mean?

A fully funded (100%+) pension plan has a funding ratio at or above 100%. The funding ratio measures how much money the plan has relative to its obligations.

What is a healthy funding ratio?

Actuaries generally consider plans above 80% funded to be in acceptable condition. Plans above 100% have more assets than liabilities. Plans below 60% are considered critically underfunded.