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PensionWatch

Houston Firefighters Relief & Retirement Fund

public plan · City of Houston · San Antonio, TX

ACTIVE
B
Pension Health Score
71/100
Funding Status87% Funded
0%80% threshold100%
$4.8B
Total Assets
$5.5B
Total Liabilities
$737.7M
Unfunded Liability
6,259
Participants

Funding History

What This Means for You

Houston Firefighters Relief & Retirement Fund is in good financial health at 87% funded. This means for every dollar the plan owes in future benefits, it has 87 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$4.8B$5.5B86.7%$211.4M
2024$4.6B$5.2B88.9%$237.7M
2023$4.5B$4.9B92.3%$194.9M
2022$4.3B$5.4B81.2%$189.5M
2021$4.1B$4.4B91.7%$203.7M

Frequently Asked Questions

Houston Firefighters Relief & Retirement Fund is 87% funded, meaning it has 87 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Houston Firefighters Relief & Retirement Fund has 6,259 total participants, including 2,776 active employees and 3,483 retirees currently receiving benefits.

Houston Firefighters Relief & Retirement Fund is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.