Skip to main content
PensionWatch

Texas Municipal Retirement System (TMRS)

public plan · Texas Cities · Austin, TX

ACTIVE
A
Pension Health Score
82/100
Funding Status88% Funded
0%80% threshold100%
$36.8B
Total Assets
$41.9B
Total Liabilities
$5.1B
Unfunded Liability
218,000
Participants

Funding History

What This Means for You

Texas Municipal Retirement System (TMRS) is in excellent financial health at 88% funded. This means for every dollar the plan owes in future benefits, it has 88 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2023$36.8B$41.9B87.8%$1.8B
2022$35.7B$41.0B87.0%$1.7B
2021$34.6B$38.4B90.0%$1.7B
2020$33.5B$39.9B84.0%$1.6B
2019$32.4B$37.7B86.0%$1.6B

Frequently Asked Questions

Texas Municipal Retirement System (TMRS) is 88% funded, meaning it has 88 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Texas Municipal Retirement System (TMRS) has 218,000 total participants, including 115,000 active employees and 103,000 retirees currently receiving benefits.

Texas Municipal Retirement System (TMRS) is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.