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PensionWatch

Washington State Department of Retirement Systems

public plan · State of Washington · Olympia, WA

ACTIVE
A
Pension Health Score
80/100
Funding Status91% Funded
0%80% threshold100%
$114.0B
Total Assets
$125.2B
Total Liabilities
$11.3B
Unfunded Liability
513,796
Participants

Funding History

What This Means for You

Washington State Department of Retirement Systems is in excellent financial health at 91% funded. This means for every dollar the plan owes in future benefits, it has 91 cents in assets to cover it. As a public pension, benefits are typically backed by the taxing authority of the sponsoring government. Participants in this plan have relatively low risk of benefit reductions.

Year-by-Year Funding

YearAssetsLiabilitiesFunding RatioContributions
2025$114.0B$125.2B91.0%$6.8B
2024$110.7B$118.5B93.4%$6.4B
2023$108.9B$120.4B90.4%$7.1B
2022$104.4B$109.0B95.8%$7.4B
2021$98.1B$107.5B91.2%$7.0B

Frequently Asked Questions

Washington State Department of Retirement Systems is 91% funded, meaning it has 91 cents in assets for every dollar in future benefit obligations. This is considered healthy by actuarial standards.

Washington State Department of Retirement Systems has 513,796 total participants, including 249,024 active employees and 264,772 retirees currently receiving benefits.

Washington State Department of Retirement Systems is not covered by the PBGC. Benefits depend entirely on the plan's assets and the sponsor's ability to fund it.

The Pension Health Score (0-100, A-F) measures a pension plan's financial strength based on funding ratio (50%), funding trend over 3 years (30%), and PBGC risk level (20%). Higher scores indicate more secure retirement benefits.

Last updated:

Pension Health Score is calculated from funding ratio, 3-year funding trend, and PBGC risk classification.