Pension Plans in Colorado, Ranked by Health Score
Colorado has 2 pension plans covering 646,000 participants. The average funding ratio is 65.7%, ranking #38 among all states. 2 plans are underfunded.
Colorado has 2 pension plans in our dataset, ranked below by the LakeQuality pension-health composite. The score combines current funding ratio (50%), multi-year funding trend (30%), and PBGC risk classification (20%) into a 0-100 grade.
Top-of-list plans usually combine funded ratios at or above 90% with stable multi-year trajectories and low PBGC risk. Public-sector teacher and employee retirement systems dominate the top rankings in many states because their large asset bases support institutional investment management. Each plan below links to its full profile — multi-year funding history, participant demographics, sponsor financials where available, and the underlying factors driving the composite grade.
2
Total Plans
646,000
Participants
65.7%
Avg Funding
$62.8B
Total Assets
| # | Plan Name | Participants | Funding Ratio | Grade |
|---|---|---|---|---|
| 1 | Colorado Public Employees Retirement Association (PERA) | 625,000 | 64.8% | C |
| 2 | Denver Employees Retirement Plan | 21,000 | 79.2% | B |
Frequently Asked Questions
Colorado has 2 pension plans covering 646,000 participants, with combined assets of $62.8B against $95.6B in liabilities.
The average funding ratio across Colorado pension plans is 65.7%. 2 of 2 plans (100%) are considered underfunded.
Colorado Public Employees Retirement Association (PERA) is the top-rated plan in Colorado with a funding ratio of 64.8% and a Pension Health Grade of C.
Plans ranked by Pension Health Score: 50% funding ratio, 30% 3-year funding trend, 20% PBGC risk level.