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PensionRisk

IBM Personal Pension Plan vs Johnson & Johnson Pension Plan

Side-by-side pension health comparison from DOL and public plan data

IBM Personal Pension Plan (A) and Johnson & Johnson Pension Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 131% and 124% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

IBM Personal Pension Plan has a stronger Pension Health Score of 100/100 (A) compared to Johnson & Johnson Pension Plan at 100/100 (A). Funding ratios differ by 7.0 percentage points (131.0% vs 124.0%). IBM Personal Pension Plan covers 140,566 participants.

MetricIBM Personal Pension PlanJohnson & Johnson Pension Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
100/100 (A)100/100 (A)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
131.0%*124.0%
Total Assets$24.4B$21.1B
Total Liabilities$18.7B$17.0B*
Unfunded Liability$0$0
Participants140,56683,076
1-Year Investment Return7.6%*7.5%
Plan Typecorporatecorporate
PBGC Risk Levellowlow
SponsorIBM CorporationJohnson & Johnson

IBM Personal Pension Plan has a stronger Pension Health Score of 100/100 (A) compared to Johnson & Johnson Pension Plan at 100/100 (A). Funding ratios differ by 7.0 percentage points (131.0% vs 124.0%). IBM Personal Pension Plan covers 140,566 participants.

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