New York State Teachers Retirement System (NYSTRS) vs IBM Personal Pension Plan
Side-by-side pension health comparison from DOL and public plan data
Verdict
IBM Personal Pension Plan has a stronger Pension Health Score of 83/100 (A) compared to New York State Teachers Retirement System (NYSTRS) at 82/100 (A). Funding ratios differ by 7.0 percentage points (90.1% vs 97.1%). IBM Personal Pension Plan covers 382,000 participants.
| Metric | New York State Teachers Retirement System (NYSTRS) | IBM Personal Pension Plan |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 82/100 (A) | 83/100 (A)* |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 97.1%* | 90.1% |
| Total Assets | $131.0B | $56.0B |
| Total Liabilities | $134.9B | $62.2B* |
| Unfunded Liability | $3.9B* | $6.2B |
| Participants | 433,000 | 382,000 |
| 1-Year Investment Return | 6.8% | 7.6%* |
| Plan Type | public | corporate |
| PBGC Risk Level | low | low |
| Sponsor | State of New York | IBM Corporation |
IBM Personal Pension Plan has a stronger Pension Health Score of 83/100 (A) compared to New York State Teachers Retirement System (NYSTRS) at 82/100 (A). Funding ratios differ by 7.0 percentage points (90.1% vs 97.1%). IBM Personal Pension Plan covers 382,000 participants.