Illinois Teachers Retirement System (TRS) vs Chicago Teachers Pension Fund
Side-by-side pension health comparison from DOL and public plan data
Illinois Teachers Retirement System (TRS) (D) and Chicago Teachers Pension Fund (D) are close on the LakeQuality rubric. Funding ratios sit at 45% and 43% respectively — within a few points of each other.
With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.
Verdict
Illinois Teachers Retirement System (TRS) has a stronger Pension Health Score of 44/100 (D) compared to Chicago Teachers Pension Fund at 44/100 (D). Funding ratios differ by 1.9 percentage points (44.7% vs 42.8%). Illinois Teachers Retirement System (TRS) covers 424,000 participants.
| Metric | Illinois Teachers Retirement System (TRS) | Chicago Teachers Pension Fund |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 44/100 (D) | 44/100 (D) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 44.7%* | 42.8% |
| Total Assets | $62.8B | $12.4B |
| Total Liabilities | $140.5B | $29.0B* |
| Unfunded Liability | $77.7B | $16.6B* |
| Participants | 424,000 | 69,000 |
| 1-Year Investment Return | 4.8%* | 4.6% |
| Plan Type | public | public |
| PBGC Risk Level | critical | critical |
| Sponsor | State of Illinois | City of Chicago |
Illinois Teachers Retirement System (TRS) has a stronger Pension Health Score of 44/100 (D) compared to Chicago Teachers Pension Fund at 44/100 (D). Funding ratios differ by 1.9 percentage points (44.7% vs 42.8%). Illinois Teachers Retirement System (TRS) covers 424,000 participants.
Explore More
Related Comparisons
- Illinois Teachers Retirement System (TRS) vs Illinois Municipal Retirement Fund (IMRF)
- Illinois Teachers Retirement System (TRS) vs State Universities Retirement System of Illinois (SURS)
- Illinois Teachers Retirement System (TRS) vs State Employees Retirement System of Illinois (SERS)
- Illinois Teachers Retirement System (TRS) vs Central States, Southeast & Southwest Areas Pension Fund
- Chicago Teachers Pension Fund vs Illinois Municipal Retirement Fund (IMRF)
- Chicago Teachers Pension Fund vs State Universities Retirement System of Illinois (SURS)
- Chicago Teachers Pension Fund vs State Employees Retirement System of Illinois (SERS)
- Chicago Teachers Pension Fund vs Central States, Southeast & Southwest Areas Pension Fund