Oregon Public Employees Retirement System (PERS) vs University of California Retirement Plan
Side-by-side pension health comparison from DOL and public plan data
Oregon Public Employees Retirement System (PERS) (B) and University of California Retirement Plan (B) are close on the LakeQuality rubric. Funding ratios sit at 77% and 84% respectively — within a few points of each other.
With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.
Verdict
University of California Retirement Plan has a stronger Pension Health Score of 78/100 (B) compared to Oregon Public Employees Retirement System (PERS) at 72/100 (B). Funding ratios differ by 6.2 percentage points (83.5% vs 77.3%). University of California Retirement Plan covers 305,000 participants.
| Metric | Oregon Public Employees Retirement System (PERS) | University of California Retirement Plan |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 72/100 (B) | 78/100 (B)* |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 77.3% | 83.5%* |
| Total Assets | $84.0B | $82.0B |
| Total Liabilities | $108.7B | $98.2B* |
| Unfunded Liability | $24.7B | $16.2B* |
| Participants | 375,000 | 305,000 |
| 1-Year Investment Return | 5.7% | 7.2%* |
| Plan Type | public | public |
| PBGC Risk Level | moderate | low |
| Sponsor | State of Oregon | University of California |
University of California Retirement Plan has a stronger Pension Health Score of 78/100 (B) compared to Oregon Public Employees Retirement System (PERS) at 72/100 (B). Funding ratios differ by 6.2 percentage points (83.5% vs 77.3%). University of California Retirement Plan covers 305,000 participants.