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PensionRisk

Sheet Metal Workers National Pension Fund vs Laborers National (Industrial) Pension Fund

Side-by-side pension health comparison from DOL and public plan data

Sheet Metal Workers National Pension Fund (A) and Laborers National (Industrial) Pension Fund (A) are close on the LakeQuality rubric. Funding ratios sit at 83% and 99% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Laborers National (Industrial) Pension Fund has a stronger Pension Health Score of 99/100 (A) compared to Sheet Metal Workers National Pension Fund at 91/100 (A). Funding ratios differ by 16.0 percentage points (98.6% vs 82.6%). Laborers National (Industrial) Pension Fund covers 44,923 participants.

MetricSheet Metal Workers National Pension FundLaborers National (Industrial) Pension Fund
Health Score
Composite of funding ratio, trend, and PBGC risk
91/100 (A)99/100 (A)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
82.6%98.6%*
Total Assets$7.5B$4.9B
Total Liabilities$9.1B$5.0B*
Unfunded Liability$1.6B$71.8M*
Participants148,96544,923
1-Year Investment Return5.3%5.3%
Plan Typemultiemployermultiemployer
PBGC Risk Levellowlow
SponsorSheet Metal Workers International AssociationLIUNA

Laborers National (Industrial) Pension Fund has a stronger Pension Health Score of 99/100 (A) compared to Sheet Metal Workers National Pension Fund at 91/100 (A). Funding ratios differ by 16.0 percentage points (98.6% vs 82.6%). Laborers National (Industrial) Pension Fund covers 44,923 participants.

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