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PensionWatch

Texas County & District Retirement System (TCDRS) vs Employees Retirement System of Texas (ERS)

Side-by-side pension health comparison from DOL and public plan data

Verdict

Texas County & District Retirement System (TCDRS) has a stronger Pension Health Score of 81/100 (A) compared to Employees Retirement System of Texas (ERS) at 66/100 (B). Funding ratios differ by 16.1 percentage points (86.2% vs 70.1%). Texas County & District Retirement System (TCDRS) covers 385,000 participants.

MetricTexas County & District Retirement System (TCDRS)Employees Retirement System of Texas (ERS)
Health Score
Composite of funding ratio, trend, and PBGC risk
81/100 (A)*66/100 (B)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
86.2%*70.1%
Total Assets$39.5B$31.5B
Total Liabilities$45.8B$44.9B*
Unfunded Liability$6.3B*$13.4B
Participants385,000327,000
1-Year Investment Return6.6%*5.5%
Plan Typepublicpublic
PBGC Risk Levellowmoderate
SponsorTexas CountiesState of Texas

Texas County & District Retirement System (TCDRS) has a stronger Pension Health Score of 81/100 (A) compared to Employees Retirement System of Texas (ERS) at 66/100 (B). Funding ratios differ by 16.1 percentage points (86.2% vs 70.1%). Texas County & District Retirement System (TCDRS) covers 385,000 participants.

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