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PensionRisk

Washington State Department of Retirement Systems vs Iowa Public Employees Retirement System (IPERS)

Side-by-side pension health comparison from DOL and public plan data

Washington State Department of Retirement Systems (A) and Iowa Public Employees Retirement System (IPERS) (A) are close on the LakeQuality rubric. Funding ratios sit at 88% and 85% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Washington State Department of Retirement Systems has a stronger Pension Health Score of 82/100 (A) compared to Iowa Public Employees Retirement System (IPERS) at 80/100 (A). Funding ratios differ by 3.0 percentage points (87.8% vs 84.8%). Washington State Department of Retirement Systems covers 528,000 participants.

MetricWashington State Department of Retirement SystemsIowa Public Employees Retirement System (IPERS)
Health Score
Composite of funding ratio, trend, and PBGC risk
82/100 (A)*80/100 (A)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
87.8%*84.8%
Total Assets$108.0B$35.5B
Total Liabilities$123.0B$41.9B*
Unfunded Liability$15.0B$6.4B*
Participants528,000372,000
1-Year Investment Return6.7%*6.4%
Plan Typepublicpublic
PBGC Risk Levellowlow
SponsorState of WashingtonState of Iowa

Washington State Department of Retirement Systems has a stronger Pension Health Score of 82/100 (A) compared to Iowa Public Employees Retirement System (IPERS) at 80/100 (A). Funding ratios differ by 3.0 percentage points (87.8% vs 84.8%). Washington State Department of Retirement Systems covers 528,000 participants.

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