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PensionRisk

California Public Employees Retirement System (CalPERS) vs South Carolina Retirement System

Side-by-side pension health comparison from DOL and public plan data

California Public Employees Retirement System (CalPERS) (C) and South Carolina Retirement System (C) are close on the LakeQuality rubric. Funding ratios sit at 67% and 55% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

California Public Employees Retirement System (CalPERS) has a stronger Pension Health Score of 58/100 (C) compared to South Carolina Retirement System at 52/100 (C). Funding ratios differ by 12.2 percentage points (67.3% vs 55.1%). California Public Employees Retirement System (CalPERS) covers 2,050,000 participants.

MetricCalifornia Public Employees Retirement System (CalPERS)South Carolina Retirement System
Health Score
Composite of funding ratio, trend, and PBGC risk
58/100 (C)*52/100 (C)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
67.3%*55.1%
Total Assets$473.0B$35.5B
Total Liabilities$703.0B$64.4B*
Unfunded Liability$230.0B$28.9B*
Participants2,050,000575,000
1-Year Investment Return5.8%*5.2%
Plan Typepublicpublic
PBGC Risk Levelmoderatehigh
SponsorState of CaliforniaState of South Carolina

California Public Employees Retirement System (CalPERS) has a stronger Pension Health Score of 58/100 (C) compared to South Carolina Retirement System at 52/100 (C). Funding ratios differ by 12.2 percentage points (67.3% vs 55.1%). California Public Employees Retirement System (CalPERS) covers 2,050,000 participants.

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