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PensionRisk

IBM Personal Pension Plan vs Lockheed Martin Corporation Retirement Plan

Side-by-side pension health comparison from DOL and public plan data

IBM Personal Pension Plan and Lockheed Martin Corporation Retirement Plan are meaningfully apart on the LakeQuality pension-health rubric: IBM Personal Pension Plan grades A while Lockheed Martin Corporation Retirement Plan grades B. Funding ratios: 131% vs 79%.

IBM Personal Pension Plan comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.

Verdict

IBM Personal Pension Plan has a stronger Pension Health Score of 100/100 (A) compared to Lockheed Martin Corporation Retirement Plan at 70/100 (B). Funding ratios differ by 52.2 percentage points (131.0% vs 78.8%). IBM Personal Pension Plan covers 140,566 participants.

MetricIBM Personal Pension PlanLockheed Martin Corporation Retirement Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
100/100 (A)*70/100 (B)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
131.0%*78.8%
Total Assets$24.4B$17.4B
Total Liabilities$18.7B*$22.1B
Unfunded Liability$0*$4.7B
Participants140,56684,564
1-Year Investment Return7.6%*7.1%
Plan Typecorporatecorporate
PBGC Risk Levellowmoderate
SponsorIBM CorporationLockheed Martin

IBM Personal Pension Plan has a stronger Pension Health Score of 100/100 (A) compared to Lockheed Martin Corporation Retirement Plan at 70/100 (B). Funding ratios differ by 52.2 percentage points (131.0% vs 78.8%). IBM Personal Pension Plan covers 140,566 participants.

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