New York State & Local Retirement System (NYSLRS) vs UPS Retirement Plan
Side-by-side pension health comparison from DOL and public plan data
New York State & Local Retirement System (NYSLRS) (A) and UPS Retirement Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 95% and 91% respectively — within a few points of each other.
With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.
Verdict
UPS Retirement Plan has a stronger Pension Health Score of 95/100 (A) compared to New York State & Local Retirement System (NYSLRS) at 82/100 (A). Funding ratios differ by 4.6 percentage points (90.7% vs 95.3%). UPS Retirement Plan covers 243,932 participants.
| Metric | New York State & Local Retirement System (NYSLRS) | UPS Retirement Plan |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 82/100 (A) | 95/100 (A)* |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 95.3%* | 90.7% |
| Total Assets | $248.0B | $9.7B |
| Total Liabilities | $260.2B | $10.7B* |
| Unfunded Liability | $12.2B | $993.0M* |
| Participants | 1,070,000 | 243,932 |
| 1-Year Investment Return | 7.1%* | 6.7% |
| Plan Type | public | corporate |
| PBGC Risk Level | low | low |
| Sponsor | State of New York | United Parcel Service |
UPS Retirement Plan has a stronger Pension Health Score of 95/100 (A) compared to New York State & Local Retirement System (NYSLRS) at 82/100 (A). Funding ratios differ by 4.6 percentage points (90.7% vs 95.3%). UPS Retirement Plan covers 243,932 participants.