Skip to main content
PensionRisk

Pennsylvania State Employees Retirement System (SERS) vs Philadelphia Municipal Retirement System

Side-by-side pension health comparison from DOL and public plan data

Pennsylvania State Employees Retirement System (SERS) (C) and Philadelphia Municipal Retirement System (C) are close on the LakeQuality rubric. Funding ratios sit at 63% and 48% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Pennsylvania State Employees Retirement System (SERS) has a stronger Pension Health Score of 57/100 (C) compared to Philadelphia Municipal Retirement System at 50/100 (C). Funding ratios differ by 14.9 percentage points (63.1% vs 48.2%). Pennsylvania State Employees Retirement System (SERS) covers 245,000 participants.

MetricPennsylvania State Employees Retirement System (SERS)Philadelphia Municipal Retirement System
Health Score
Composite of funding ratio, trend, and PBGC risk
57/100 (C)*50/100 (C)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
63.1%*48.2%
Total Assets$36.2B$5.8B
Total Liabilities$57.4B$12.0B*
Unfunded Liability$21.2B$6.2B*
Participants245,00063,000
1-Year Investment Return5.4%*4.8%
Plan Typepublicpublic
PBGC Risk Levelhighhigh
SponsorState of PennsylvaniaCity of Philadelphia

Pennsylvania State Employees Retirement System (SERS) has a stronger Pension Health Score of 57/100 (C) compared to Philadelphia Municipal Retirement System at 50/100 (C). Funding ratios differ by 14.9 percentage points (63.1% vs 48.2%). Pennsylvania State Employees Retirement System (SERS) covers 245,000 participants.

Explore More

Related Comparisons