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PensionRisk

Pennsylvania State Employees Retirement System (SERS) vs Alcoa Corporation Retirement Plan

Side-by-side pension health comparison from DOL and public plan data

Pennsylvania State Employees Retirement System (SERS) and Alcoa Corporation Retirement Plan are meaningfully apart on the LakeQuality pension-health rubric: Pennsylvania State Employees Retirement System (SERS) grades C while Alcoa Corporation Retirement Plan grades A. Funding ratios: 63% vs 120%.

Alcoa Corporation Retirement Plan comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.

Verdict

Alcoa Corporation Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to Pennsylvania State Employees Retirement System (SERS) at 57/100 (C). Funding ratios differ by 56.6 percentage points (119.7% vs 63.1%). Alcoa Corporation Retirement Plan covers 4,115 participants.

MetricPennsylvania State Employees Retirement System (SERS)Alcoa Corporation Retirement Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
57/100 (C)100/100 (A)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
63.1%119.7%*
Total Assets$36.2B$418.0M
Total Liabilities$57.4B$349.2M*
Unfunded Liability$21.2B$0*
Participants245,0004,115
1-Year Investment Return5.4%6.2%*
Plan Typepubliccorporate
PBGC Risk Levelhighlow
SponsorState of PennsylvaniaAlcoa Corporation

Alcoa Corporation Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to Pennsylvania State Employees Retirement System (SERS) at 57/100 (C). Funding ratios differ by 56.6 percentage points (119.7% vs 63.1%). Alcoa Corporation Retirement Plan covers 4,115 participants.

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