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PensionRisk

Texas Municipal Retirement System (TMRS) vs Caterpillar Inc. Retirement Income Plan

Side-by-side pension health comparison from DOL and public plan data

Texas Municipal Retirement System (TMRS) (A) and Caterpillar Inc. Retirement Income Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 88% and 106% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Caterpillar Inc. Retirement Income Plan has a stronger Pension Health Score of 100/100 (A) compared to Texas Municipal Retirement System (TMRS) at 82/100 (A). Funding ratios differ by 18.4 percentage points (106.2% vs 87.8%). Caterpillar Inc. Retirement Income Plan covers 39,566 participants.

MetricTexas Municipal Retirement System (TMRS)Caterpillar Inc. Retirement Income Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
82/100 (A)100/100 (A)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
87.8%106.2%*
Total Assets$36.8B$9.8B
Total Liabilities$41.9B$9.2B*
Unfunded Liability$5.1B$0*
Participants218,00039,566
1-Year Investment Return6.3%6.7%*
Plan Typepubliccorporate
PBGC Risk Levellowlow
SponsorTexas CitiesCaterpillar Inc.

Caterpillar Inc. Retirement Income Plan has a stronger Pension Health Score of 100/100 (A) compared to Texas Municipal Retirement System (TMRS) at 82/100 (A). Funding ratios differ by 18.4 percentage points (106.2% vs 87.8%). Caterpillar Inc. Retirement Income Plan covers 39,566 participants.

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