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PensionRisk

Texas County & District Retirement System (TCDRS) vs Caterpillar Inc. Retirement Income Plan

Side-by-side pension health comparison from DOL and public plan data

Texas County & District Retirement System (TCDRS) (A) and Caterpillar Inc. Retirement Income Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 86% and 106% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Caterpillar Inc. Retirement Income Plan has a stronger Pension Health Score of 100/100 (A) compared to Texas County & District Retirement System (TCDRS) at 81/100 (A). Funding ratios differ by 20.0 percentage points (106.2% vs 86.2%). Caterpillar Inc. Retirement Income Plan covers 39,566 participants.

MetricTexas County & District Retirement System (TCDRS)Caterpillar Inc. Retirement Income Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
81/100 (A)100/100 (A)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
86.2%106.2%*
Total Assets$39.5B$9.8B
Total Liabilities$45.8B$9.2B*
Unfunded Liability$6.3B$0*
Participants385,00039,566
1-Year Investment Return6.6%6.7%*
Plan Typepubliccorporate
PBGC Risk Levellowlow
SponsorTexas CountiesCaterpillar Inc.

Caterpillar Inc. Retirement Income Plan has a stronger Pension Health Score of 100/100 (A) compared to Texas County & District Retirement System (TCDRS) at 81/100 (A). Funding ratios differ by 20.0 percentage points (106.2% vs 86.2%). Caterpillar Inc. Retirement Income Plan covers 39,566 participants.

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