UPS Retirement Plan vs State Universities Retirement System of Illinois (SURS)
Side-by-side pension health comparison from DOL and public plan data
UPS Retirement Plan and State Universities Retirement System of Illinois (SURS) are meaningfully apart on the LakeQuality pension-health rubric: UPS Retirement Plan grades A while State Universities Retirement System of Illinois (SURS) grades D. Funding ratios: 91% vs 44%.
UPS Retirement Plan comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.
Verdict
UPS Retirement Plan has a stronger Pension Health Score of 95/100 (A) compared to State Universities Retirement System of Illinois (SURS) at 42/100 (D). Funding ratios differ by 46.6 percentage points (90.7% vs 44.1%). UPS Retirement Plan covers 243,932 participants.
| Metric | UPS Retirement Plan | State Universities Retirement System of Illinois (SURS) |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 95/100 (A)* | 42/100 (D) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 90.7%* | 44.1% |
| Total Assets | $9.7B | $22.5B |
| Total Liabilities | $10.7B* | $51.0B |
| Unfunded Liability | $993.0M* | $28.5B |
| Participants | 243,932 | 218,000 |
| 1-Year Investment Return | 6.7%* | 5.1% |
| Plan Type | corporate | public |
| PBGC Risk Level | low | critical |
| Sponsor | United Parcel Service | State of Illinois |
UPS Retirement Plan has a stronger Pension Health Score of 95/100 (A) compared to State Universities Retirement System of Illinois (SURS) at 42/100 (D). Funding ratios differ by 46.6 percentage points (90.7% vs 44.1%). UPS Retirement Plan covers 243,932 participants.