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PensionRisk

Washington State Department of Retirement Systems vs University of California Retirement Plan

Side-by-side pension health comparison from DOL and public plan data

Washington State Department of Retirement Systems (A) and University of California Retirement Plan (B) are close on the LakeQuality rubric. Funding ratios sit at 88% and 84% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Washington State Department of Retirement Systems has a stronger Pension Health Score of 82/100 (A) compared to University of California Retirement Plan at 78/100 (B). Funding ratios differ by 4.3 percentage points (87.8% vs 83.5%). Washington State Department of Retirement Systems covers 528,000 participants.

MetricWashington State Department of Retirement SystemsUniversity of California Retirement Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
82/100 (A)*78/100 (B)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
87.8%*83.5%
Total Assets$108.0B$82.0B
Total Liabilities$123.0B$98.2B*
Unfunded Liability$15.0B*$16.2B
Participants528,000305,000
1-Year Investment Return6.7%7.2%*
Plan Typepublicpublic
PBGC Risk Levellowlow
SponsorState of WashingtonUniversity of California

Washington State Department of Retirement Systems has a stronger Pension Health Score of 82/100 (A) compared to University of California Retirement Plan at 78/100 (B). Funding ratios differ by 4.3 percentage points (87.8% vs 83.5%). Washington State Department of Retirement Systems covers 528,000 participants.

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