Colorado Public Employees Retirement Association (PERA) vs New Jersey Public Employees Retirement System (PERS)
Side-by-side pension health comparison from DOL and public plan data
Verdict
Colorado Public Employees Retirement Association (PERA) has a stronger Pension Health Score of 61/100 (C) compared to New Jersey Public Employees Retirement System (PERS) at 54/100 (C). Funding ratios differ by 12.5 percentage points (64.8% vs 52.3%). Colorado Public Employees Retirement Association (PERA) covers 625,000 participants.
| Metric | Colorado Public Employees Retirement Association (PERA) | New Jersey Public Employees Retirement System (PERS) |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 61/100 (C)* | 54/100 (C) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 64.8%* | 52.3% |
| Total Assets | $58.0B | $34.0B |
| Total Liabilities | $89.5B | $65.0B* |
| Unfunded Liability | $31.5B | $31.0B* |
| Participants | 625,000 | 425,000 |
| 1-Year Investment Return | 5.5%* | 5.1% |
| Plan Type | public | public |
| PBGC Risk Level | high | high |
| Sponsor | State of Colorado | State of New Jersey |
Colorado Public Employees Retirement Association (PERA) has a stronger Pension Health Score of 61/100 (C) compared to New Jersey Public Employees Retirement System (PERS) at 54/100 (C). Funding ratios differ by 12.5 percentage points (64.8% vs 52.3%). Colorado Public Employees Retirement Association (PERA) covers 625,000 participants.