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PensionWatch

Employees Retirement System of Texas (ERS) vs NYC Teachers Retirement System (TRS)

Side-by-side pension health comparison from DOL and public plan data

Verdict

NYC Teachers Retirement System (TRS) has a stronger Pension Health Score of 68/100 (B) compared to Employees Retirement System of Texas (ERS) at 66/100 (B). Funding ratios differ by 4.1 percentage points (74.2% vs 70.1%). NYC Teachers Retirement System (TRS) covers 225,000 participants.

MetricEmployees Retirement System of Texas (ERS)NYC Teachers Retirement System (TRS)
Health Score
Composite of funding ratio, trend, and PBGC risk
66/100 (B)68/100 (B)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
70.1%74.2%*
Total Assets$31.5B$92.0B
Total Liabilities$44.9B*$124.0B
Unfunded Liability$13.4B*$32.0B
Participants327,000225,000
1-Year Investment Return5.5%*5.4%
Plan Typepublicpublic
PBGC Risk Levelmoderatemoderate
SponsorState of TexasNew York City

NYC Teachers Retirement System (TRS) has a stronger Pension Health Score of 68/100 (B) compared to Employees Retirement System of Texas (ERS) at 66/100 (B). Funding ratios differ by 4.1 percentage points (74.2% vs 70.1%). NYC Teachers Retirement System (TRS) covers 225,000 participants.

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