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PensionRisk

Ford Motor Company Retirement Plan vs Deere & Company Pension Plan

Side-by-side pension health comparison from DOL and public plan data

Ford Motor Company Retirement Plan (A) and Deere & Company Pension Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 105% and 124% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Ford Motor Company Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to Deere & Company Pension Plan at 100/100 (A). Funding ratios differ by 18.7 percentage points (105.3% vs 124.0%). Ford Motor Company Retirement Plan covers 141,948 participants.

MetricFord Motor Company Retirement PlanDeere & Company Pension Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
100/100 (A)100/100 (A)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
105.3%124.0%*
Total Assets$19.3B$21.1B
Total Liabilities$18.3B$17.0B*
Unfunded Liability$0$0
Participants141,94883,076
1-Year Investment Return7.5%*7.4%
Plan Typecorporatecorporate
PBGC Risk Levellowlow
SponsorFord Motor CompanyJohn Deere

Ford Motor Company Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to Deere & Company Pension Plan at 100/100 (A). Funding ratios differ by 18.7 percentage points (105.3% vs 124.0%). Ford Motor Company Retirement Plan covers 141,948 participants.

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